Business Loans for Limited Companies
Finance designed for the way limited companies operate. From revenue-based lending to asset-backed facilities, structured to work with your company accounts and trading history.
Finance that works for your company structure
Limited companies have unique borrowing requirements. Lenders assess your company differently to sole traders or partnerships, looking at filed accounts, company credit scores, and director history. We understand these nuances and match you with lenders who specialise in limited company lending.
Whether you need working capital to manage cash flow, funding for growth, or finance for a specific project, we structure the loan around your company's financial position and your directors' personal circumstances.
Structured for limited companies
Company Accounts-Based Lending
Lenders assess your company's filed accounts, trading history, and profitability to determine borrowing capacity. Stronger accounts unlock better rates and higher limits.
Director's Guarantee Options
Some lenders require personal guarantees from directors, while others offer limited or no-guarantee facilities. We match you with the right structure for your risk appetite.
Revenue-Based Finance
Borrow against your company's turnover rather than assets. Ideal for service businesses, consultancies, and tech companies with strong recurring revenue but limited tangible assets.
Asset-Based Lending
Use company assets - property, equipment, vehicles, or stock - as security to access larger facilities at lower rates. Release value locked in your balance sheet.
Tax-Efficient Structures
Interest payments on business loans are typically a deductible business expense. We help you structure borrowing in the most tax-efficient way for your company.
Multi-Director Companies
Complex ownership structures are not a barrier. We work with companies that have multiple directors, shareholders, and holding company arrangements.
How it works
Company Assessment
Share your company details, recent accounts, and funding requirements. We assess your borrowing capacity and identify the most suitable lender types.
Tailored Search
We search across 130+ lenders for the best terms available to your limited company, factoring in your sector, trading history, and specific needs.
Structured Application
We prepare and submit your application with supporting documentation, presenting your company in the strongest possible light to lenders.
Funding Delivered
Once approved, funds are paid directly to your company account. Unsecured facilities can complete in 24 to 48 hours, secured loans in 5 to 10 days.
Get funding for your limited company
Share your company details and funding requirements. We will identify the best lending options and provide a quote within hours.