Invoice Finance
Unlock the cash tied up in your unpaid invoices. Factoring and invoice discounting options to accelerate your cash flow and fund business growth.
Turn your invoices into immediate working capital
Cash flow is the lifeblood of any business, but waiting 30, 60, or even 90 days for customers to pay can put serious strain on your operations. Invoice finance lets you access up to 90% of your outstanding invoices within 24 hours, giving you the cash you need to pay suppliers, fund growth, and manage your business with confidence.
Whether you prefer full-service factoring with credit control included, or confidential invoice discounting where your customers remain unaware, we match you with the right provider from our specialist panel.
Flexible invoice funding solutions
Invoice Factoring
Sell your unpaid invoices to a factoring company. They advance up to 90% of the invoice value immediately and handle credit control and collection on your behalf.
Invoice Discounting
Borrow against your unpaid invoices while retaining control of your own credit management. Your customers are unaware that a third party is involved.
Confidential Facilities
With confidential invoice discounting, your customers never know you are using invoice finance. You maintain full control of your client relationships and collections.
Selective Invoice Finance
Choose which invoices to finance rather than committing your entire ledger. Ideal for businesses that only need occasional cash flow support or want to fund specific contracts.
Immediate Cash Flow
Stop waiting 30, 60, or 90 days for customers to pay. Access up to 90% of your invoice value within 24 hours of raising it, with the balance paid when your customer settles.
Growth Funding
As your sales grow, your funding grows with them. Invoice finance scales automatically with your turnover - the more you invoice, the more working capital you can access.
How it works
Share Your Ledger
Provide details of your debtor book - customer names, invoice values, and payment terms. We assess the quality of your ledger and identify the best facility type.
Receive a Proposal
We present options from our panel of invoice finance providers, comparing advance rates, fees, and service levels so you can make an informed choice.
Facility Set-Up
Once you accept, the facility is typically live within 5 to 10 working days. Your provider connects to your accounting system for seamless invoice processing.
Ongoing Funding
As you raise invoices, funds are advanced automatically. You receive up to 90% of each invoice value within 24 hours, with the balance released when payment arrives.
Stop waiting for payment
Turn your outstanding invoices into immediate working capital. Share your debtor book and receive a proposal within 24 hours.