Truck Finance
Finance for trucks and HGVs from 3.5t to 44t. New and used vehicles for fleet and individual operators, with hire purchase, contract hire, and finance lease options.
Keep your business moving with the right truck finance
Trucks are essential working assets for haulage, logistics, construction, and distribution businesses. Whether you are an owner-operator adding your first HGV or a fleet manager replacing multiple vehicles, the right finance structure makes a significant difference to your bottom line.
We work with specialist commercial vehicle lenders who understand truck values, depreciation, and the operational demands of the haulage industry. From a single 3.5-tonne van-body to a fleet of 44-tonne artics, we find competitive finance that keeps your wheels turning.
Truck funding for every size and need
Light Commercial (3.5t - 7.5t)
Finance for 3.5-tonne to 7.5-tonne trucks. Ideal for local delivery, trades, and small logistics operations. Standard driving licence vehicles with competitive finance rates.
Medium Trucks (7.5t - 18t)
Mid-range truck finance for distribution, construction, and specialist applications. Rigids and dropsides for businesses stepping up from lighter vehicles.
Heavy Goods Vehicles (18t - 44t)
Finance for artics, rigids, tippers, and specialist HGVs. All configurations and body types. Competitive rates from lenders who specialise in heavy commercial vehicles.
Hire Purchase
Own the truck at the end of the agreement with fixed monthly payments. Claim capital allowances and build equity. The most popular option for owner-operators and small fleets.
Contract Hire
Fixed monthly rental including maintenance and breakdown cover. Return the vehicle at the end of the contract. Predictable costs with no residual value risk.
Finance Lease
Use the truck for the full lease term with a secondary rental period or sale at the end. Flexible end-of-term options and potential off-balance-sheet treatment.
How it works
Vehicle Requirements
Tell us what you need - truck type, size, configuration, new or used, and any body specifications. We can advise on which finance structure best suits your operation.
Competitive Quote
We source terms from specialist commercial vehicle lenders, comparing hire purchase, contract hire, and lease options to find the best fit for your business.
Quick Approval
Commercial vehicle lenders make fast decisions. Most applications are approved within 24 to 48 hours, with established operators often receiving same-day approval.
Vehicle Delivery
Once approved, we settle with the dealer or manufacturer. Your truck is delivered and ready to work while you spread the cost over an agreed term.
Ready to finance your next truck?
Tell us what you need and we will find the best finance options. Individual vehicles or full fleet orders, all sizes from 3.5t to 44t.